Cost of insurance for 430i

[tommythom]

I want to lease a bmw. The only thing holding me back is cost of insurance. They force you to buy comprehensive insurance when you lease. I don't want comprehensive, I don't need comprehensive. Anyway, I went to those websites that give you an insurance quote. I entered the most conservative information possible, some of them false, just to test it out. married, no DUI, have had a license since I was 16, own a home, phd degree, no accidents. It came up with $800 a month. Does this sound right to you, or these people are crazy?

[MauiM3Mania]

I know it's a crazy idea, but have you checked with your broker or a few insurance agents IRL for a rate?

[tommythom]

I know it's a crazy idea, but have you checked with your broker or a few insurance agents IRL for a rate?

I don't have a broker. insurance agents in real life ask too much personal information to give you a quote. They would want to know my name and drivers license number. They would want to know the vin of the car which doesn't exist. I don't like dealing with stupidity.

[MauiM3Mania]

I don't have a broker. insurance agents in real life ask too much personal information to give you a quote. They would want to know my name and drivers license number. They would want to know the vin of the car which doesn't exist. I don't like dealing with stupidity.

Insurance coverage varies depending on numerous factors. You've found that not providing all of the pertinent info results in likely the highest premium. No fun perhaps, stupid... maybe not.

[The Beastmaster]

I've never leased a car before and was surprised at the insurance cost for my 2024 Model 3 RWD. That car is $2500. In comparison, I have a 2022 Model Y Performance that I own outright, and the insurance is half that. I have been told that lease insurance is more because of higher liability amounts, but I have high liability on my cars as well.

[Finessin]

I don't have a broker. insurance agents in real life ask too much personal information to give you a quote. They would want to know my name and drivers license number. They would want to know the vin of the car which doesn't exist. I don't like dealing with stupidity.

you cannot be a real human being

oh Miami.... no this tracks I guess.