Originally Posted by
bmwdirtracer
I did a quick Google, and it appears the nearest BMW shop to Marathon Key is on Key Largo: European Motorwerk Autohaus, about 40 miles away from you. 305-853-0112
105230 Overseas Highway
Key Largo, FL 33037
If I had to guess, you have a pulley about to fail. IF the tensioner pulley fails on your car, the belt will slip off, and get wound around the crankshaft pulley. It will then cut into the front crankshaft seal, depositing bunches of rubber in the oil pan, and undoing the timing, too. The cost of the repair will be thousands of dollars. IF the problem is as I've guessed, and you fix it before the belt falls off, it'll probably cost a few hundred dollars.
Of course, I am guessing from almost no information. A look at the pulleys would tell me, but a generic mechanic just isn't going to know what to look for.
Do you have AAA? You could get it towed to the shop above, and save the risk of huge damage.
If you can take a video looking directly down at the pulleys and belt, and post it on YouTube or similar, it might help. Meanwhile though, I'd have to recommend against driving the car, or putting it in the hands of a generic mechanic who's so ignorant that he tells you your car is no good because he's too stupid to figure out what's wrong.
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