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What to Do If You Crash Your BMW

No one wants to think about car accidents, but no matter how safely you drive, they can happen to anyone. Whether you’re driving to work, to school or just to the grocery store in your BMW, what should you do if you accidentally drive your car into a storefront or other building?

A Look at the Statistics

Accidents between cars and buildings are more common than most people think. On average, there are 60 accidents where a car strikes a building every single day in the United States alone. These accidents result in upwards of 4,000 injuries and 500 fatalities every year.

While the majority of these accidents are the result of operator error and pedal error, many of them could be prevented with the installation of bollards — steel or concrete poles secured to the sidewalk outside the business. These bollards are designed to take the impact of a car instead of letting the car strike the storefront, potentially injuring pedestrians or customers.

What should you do if you crash your BMW into a store?

Assess

As with any car accident, the first thing you need to do is to assess the situation. Are you injured? Are any of the passengers in your car injured? Is the car dangerous — on fire, or billowing smoke? If you aren’t obviously injured, you can get out of your BMW to assess the situation. If you are hurt and the car is safe, the best idea is to stay in the car — moving after an accident can end up making the injury worse.

You’ll also want to call 911 and let them know there has been an accident so emergency workers can respond.

Collect

Step two is to collect information from anyone involved in the accident. If you end up striking a storefront, this will include exchanging information with the store owner or the manager on duty. You will also want to collect contact information from any witnesses. The first responders will also gather this information, but it can be useful to have in case your insurance company requests it.

Report

Once the police have finished their work and you are free to go, get a copy of the police report and contact your insurance company to let them know you’ve been in an accident. They will contact the store’s insurance and will likely request a copy of the police report.

Once you’ve reported the accident to your insurance company, they will handle the majority of the rest of the process. They may contact you again if you were injured or if they need any additional information.

Go

Finally, whether you feel injured or not, you should schedule an appointment with your doctor. The soft-tissue injuries caused by car accidents such as whiplash can take days or weeks to manifest symptoms, so it’s important to get checked out.

Getting in to see your doctor soon can also help you out with your insurance company. If you wait more than two weeks to see your doctor, it becomes more difficult to pin the blame for the injury on your accident, so if you are out of work because of injury, you will want that paper trail to pass on to the insurance company.

Accidents happen, no matter who you are, so the only thing you can do is be prepared for them when they do occur. Knowing how to respond in the event of an accident can help the recovery process go a little more smoothly.

Checklist for Buying Your First BMW

Dream cars are as many and as varied as the people who dream of them, but almost every driver has fantasized about owning a luxury car from German manufacturer BMW. While getting your hands on a brand-new BMW might seem out of reach, if the opportunity does present itself, what do you need to do first? Here’s an easy-to-follow checklist to help you navigate the purchase of your first BMW.

Know Your Credit Score

When was the last time you pulled your credit report? You might know how much money you bring home every payday, but even if you’re making $10,000 a month, you might have trouble getting your hands on the keys to a new BMW if you’ve got bad credit.

Tools like Credit Karma are useful for keeping track of your credit accounts and finding out if someone has opened a card or taken out a loan in your name, but the credit score they provide isn’t always accurate. Take advantage of the Federal Trade Commission’s offer of a free credit report once a year — you can pull one report from each of the three major credit reporting companies (Experian, Equifax, TransUnion) and compare them to your information.

Do Your Research

There are a lot of options when it comes to getting a new — or new-to-you — BMW. Do you want to pick up your new car at the dealership, or travel to Germany to pick it up in person? Do you want a new car or a used one? Do you want to buy or lease?

Do your research and make your decisions before you get to the dealership — or, if you’re buying used, before you meet with the seller. Not only will this help you get the car you really want, but it will also keep you from getting pressured into paying more for something you didn’t need in the first place.

Don’t Forget Insurance

BMW M2 Performance Parts

Whether you’re buying new or used, you need to make sure you have insurance before you drive away. If you’re going with a new or an expensive used model, you’re not going to want to choose one of the standard car insurance companies. Instead, find a company that specializes in insurance for high-dollar vehicles like BMWs and other luxury cars.

A good insurance policy will give you better overall protection, and keep you safe in the event of an accident or theft.

Go Certified

You might be able to find a BMW on Craigslist for a steal, but you’ve got no guarantee the previous owner didn’t ride the car hard and put it up wet, so to speak. If a new BMW is out of your price range, but you have your heart set on that German manufacturing, make sure you choose a certified pre-owned BMW. Not only do these come with a warranty and roadside assistance, but the mechanics at the dealership have inspected it and repaired any problems.

There’s nothing quite like getting behind the wheel of a BMW, especially if it’s yours. Just make sure you do plenty of research, and don’t forget to pick up a good car insurance plan to protect your new investment.

How to Not Crash Your First BMW

Congratulations — you just signed on the dotted line and got to take home your first BMW. It’s so tempting to put the pedal to the metal and see what your new car can really do — but the last thing you want to do is crash your new car right after you pick it up! Here are a few tips and tricks to help you keep your new BMW on the road.

Know Your Car

Before you get behind the wheel, make sure you do some research on your new car. What is its top speed? How fast can it go from 0 to 60? What about stopping distance? If this is your first time owning something quick, you might be shocked at the difference between this and your old clucker.

While you probably won’t be trying to break that speed record, it’s still a good idea to know what your car’s capabilities are before you start driving it. It lets you know what to expect when you take off from a stoplight or have to slam on the brakes to avoid a distracted driver in front of you.

No Lead Feet

The BMW M5 30th anniversary edition can do 0 to 60 in 3.7 seconds, with a top speed of 199 miles per hour. Even if this isn’t the model that’s sitting in your garage, chances are your BMW has more power than you’re used to in a car. Take off your lead boots and drive smart — you’re not going to hit that top speed on your daily commute or anywhere else unless you’re on a track, so stick to the posted speed limit when you’re on public roads. It can be tempting to push it on a straight highway, but remember you’re not the only one on the road.

No Distractions

It’s important to remember this anytime you’re driving, but it’s especially important if you’re behind the wheel of a powerful car like a BMW — be aware of your surroundings. Don’t let an accident on the side of the road, your favorite jam on the radio or a lovely sunrise distract you from driving. In this same vein, leave the cell phone in your pocket or your glove compartment. Distracted driving was responsible for 3,450 fatalities in 2016. And according to the National Highway Traffic Safety Administration, roughly 83,000 accidents each year are the direct result of people driving while sleep-deprived. Driving without sleeping for 24 hours slows your reaction times — it’s roughly equal to a 0.10 blood alcohol level.

Don’t Show Off

Just search YouTube for “BMW Show Off Fail” and you’ll find hours of footage that is fun to watch but not so fun to be a part of. If this is your first time in a fast car, you might be surprised at how many people want to race you at a stoplight. It might seem like a fun challenge, but the pride you get from beating someone off the line isn’t worth the dozens of things that could go terribly wrong.

Getting your first BMW is an awesome experience, but you want to make sure you’re driving safely. The last thing you want to do is have to tow your BMW to the shop because you crashed it. Don’t speed, don’t get distracted and don’t open up that throttle unless you’re on the track. BMWs are powerful, but that power can be dangerous in inexperienced hands. Other than that, enjoy your new BMW and the fantastic comfort and security it offers — you’ve earned it.